Every guide we've written. For the homeowner.
Wherever you are in this, there's something here for you. Filter by what you're facing.
Hoping mortgage reinstatement can stop the sale
Catch up the missed payments, not the whole loan, and it ends.
→ Selling as a way outTorn between a deed in lieu vs short sale
Two hard doors, one honest look at which ends cleaner for you.
→ Protecting yourselfBracing for how a short sale hurts your credit
It hurts about as much as foreclosure does, but it does not last forever.
→ Understanding itCurious what a public trustee is in Colorado
A referee, not a rescuer or predator. The neutral office built into every Colorado home loan.
→ Protecting yourselfUnsure what a deficiency judgment is
The debt can follow you out, but there is a real finish line.
→ Understanding itJolted by a notice of default and what to do
A warning, not the endgame. What the letter means and what comes next.
→ Understanding itBracing to learn how a foreclosure auction works
Who runs it, who can bid, and what can survive the auction.
→ Understanding itHoping the right of redemption undoes the sale
The legal name for a second chance, and where Colorado actually keeps yours.
→ Understanding itConfused by judicial vs nonjudicial foreclosure
Two systems. Which one is aimed at your house, and why?
→ Understanding itDreading missed payments: How many to foreclosure?
The law counts days, not payments. The edge is farther than you fear.
→ Understanding itUnsure about how a short sale works?
Every step explained, from the hardship letter to the leftover debt.
→ Keeping your homeWondering how to save your house from foreclosure
The real levers that stop a foreclosure are closer than you think
→ Keeping your homeFalling behind on mortgage payments and scared
The map of what to do the moment payments start slipping
→ Selling as a way outConsidering selling, hoping to rent back my home
The options and legal support to help you rent back your home.
→ Selling as a way outTired: can I give my house back to the bank
Handing it back is real. Let's make sure it’s best for you.
→ Selling as a way outAfraid you can't sell for less than you owe
A guide of everything you need to know when selling underwater
→ Selling as a way outAnxious you can’t sell before foreclosure
A clear declaration of when you can and when you cannot sell
→ Selling as a way outIn foreclosure: unsure how to sell the right way
A walkthrough of the major items you need to get this done
→ Understanding itWorried foreclosure will ruin your credit
Seven years, but the clock started earlier and recovery starts sooner.
→ Understanding itHesitant to know: pre-foreclosure vs foreclosure
The difference between the two, and why it changes your timeline.
→ Understanding itUneasy about a Rule 120 hearing: what it means
What that court notice actually is, and the narrow things it decides.
→ Understanding itCredit bid: the term nobody explained to you
Why you might still owe money after the auction, in plain words.
→ Understanding itYou don't have to navigate foreclosure alone
A calm walkthrough of the whole process, start to finish.
→ Keeping your homeThe worry it's too late to stop your foreclosure
Every deadline, walked backward from the sale date.
→ Protecting yourselfYou deserve to know if a home offer is fair
How to tell a real offer from a lowball before you sign.
→ Protecting yourselfWronged by foreclosure scams: how to spot them
The common traps, and how to catch someone taking advantage.
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